Revolut Business: Multi-Currency Business Account

Why Revolut Business?

Revolut Business serves companies across the UK, US, EU, Australia, and Singapore with a multi-currency business account that removes the pain of international payments. With fee-free FX exchange, built-in expense management, and team cards for employees, it’s designed for businesses that operate across borders.

Trusted by hundreds of thousands of businesses worldwide, Revolut Business lets you hold, send, and receive money in 25+ currencies — all from a single account. Whether you’re paying international suppliers, managing remote teams, or handling multi-currency invoicing, Revolut Business streamlines it all.

How It Helps with Business VPN Purchases

Businesses buying VPN subscriptions like NordVPN Teams or ExpressVPN often pay in USD, which means a typical UK or EU business card will add a 2—3% FX markup on top of the subscription cost. That’s money wasted on every renewal.

With Revolut Business, you can hold USD in your account and pay for VPN subscriptions directly — avoiding FX fees entirely. Better yet, combine a cashback platform with Revolut Business for the payment: you get the VPN for free through cashback and pay zero FX markup. It’s the cleanest way to eliminate both costs.

Key Features

Multi-Currency Account

Hold and convert 25+ currencies within your Revolut Business account. You get local account details in GBP, EUR, USD, AUD, and SGD — meaning you can receive payments in those currencies as if you had a local bank account in each country.

Team Cards

Issue physical and virtual cards to employees with custom spending limits. Each team member gets their own card, and you control exactly how much they can spend — by transaction, daily, or monthly limits.

Expense Management

Auto-categorise expenses, match receipts to transactions, and set up approval workflows. No more chasing employees for receipts or manually categorising spending at month-end.

Batch Payments

Pay multiple suppliers or staff in one go. Upload a spreadsheet of payees and amounts, review, and send — saving hours of manual payment processing.

API & Integrations

Connect Revolut Business to Xero, QuickBooks, and other accounting software. Transactions sync automatically, keeping your books up to date without manual data entry.

Analytics

Get real-time spending insights broken down by team, category, or merchant. Spot trends, identify savings opportunities, and keep budgets on track with visual dashboards.

Plans & Pricing

Revolut Business offers four tiers to match your company’s needs:

• Basic — £10/month: £1,000 free FX per month, 5 free local transfers, 1 team member
• Grow — £30/month: £10,000 free FX per month, 50 free local transfers, 10 team members
• Scale — £125/month: £60,000 free FX per month, 100 free local transfers, 30 team members
• Enterprise — Custom pricing: Unlimited FX, dedicated account manager

Annual billing saves up to 28% compared to monthly pricing, so it’s worth committing if you know you’ll stick with Revolut Business long-term.

Trustpilot & Reputation

Revolut has a 4.6/5 on Trustpilot from over 360,000 reviews — making it one of the most-reviewed fintech companies in the world. With 70M+ customers globally, it’s well past the startup phase. Revolut is FCA-regulated in the UK and holds licences in the EU and US.

The Bottom Line

The Basic plan at £10/month is a no-brainer for small businesses that need international payments without FX headaches. You get a proper multi-currency account, team cards, and expense management — features that traditionally required expensive corporate banking packages.

Combined with cashback platforms for VPN purchases, businesses can eliminate both the VPN cost and the FX fees. It’s the kind of straightforward optimisation that pays for itself from month one and keeps saving you money on every international transaction thereafter.